What our clients are saying
"Joel's knowledge and customer service are unparalleled in the industry. He designed a solution customized to our needs that allows us to change payments over time to adapt to unexpected changes."
Arnie and Elizabeth B
What our clients are saying
"Joel offered solutions that others did not. He is your consummate “out-of-the-box" thinker and is fully abreast of the latest trends in his area. Joel not only met my expectations but exceeded them by a wide margin."
Jason W
What our clients are saying
"We hadn’t reviewed my policies for several years, and I was concerned that I was over insured. In addition, the Universal Life policies were starting to get very expensive due to our ages. I spoke to Joel, and he had some interesting initial ideas that others had not mentioned."
Jeffrey and Lesley C
What our clients are saying
"Joel's proprietary software allowed us to compare the financial implications of all the options more easily and updated calculations and numbers quickly when scenarios or factors changed."
Arnie and Elizabeth B